Uh, what? Your growth in 401ks isn't taxed at all. Disbursements 40 years later are. This is an INSANELY good deal if you rebalance your funds at all (and you should). It allows principle to compound tax free. If you want to invest outside a 401k...go ahead.https://twitter.com/ChroniclesNate/status/1151293948268294145 …
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Yup. And dude's dissing of the Roth as 'no control'? I've had a self-directed Roth IRA for years that I have full control over. It's too good a deal.
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You can definitely control which mutual funds your Roth IRA funds are invested in, but by control, he may be referring to lack of liquidity, since you can't touch the money until you are 59 1/2 (or there are penalties).
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