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MorlockP's profile
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
ⓘ Dogs don't have thumbs
@MorlockP

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ⓘ Dogs don't have thumbs

@MorlockP

Two-time Prometheus award-winning hard science fiction author. https://www.amazon.com/dp/B005JPPMS6  Learn how to homestead https://www.amazon.com/dp/B093BC3K1T 

Aristillus Crater, Luna
amazon.com/dp/B005JPPMS6
Joined June 2012

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    1. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      ⓘ Dogs don't have thumbs Retweeted  🎀 sonya supposedly  🤖

      counterarguments: * free financing is only offered when the real interest rate is pretty close to 0 anyway * cognitive overhead of staying on top of payments costs more than the interest * miss payment -> penalties - classic case of "picking up pennies ahead of a steamroller"https://twitter.com/sonyasupposedly/status/1168620369638375424 …

      ⓘ Dogs don't have thumbs added,

       🎀 sonya supposedly  🤖 @sonyasupposedly
      retailers offering 0% interest financing on moderately sized purchases is kind of awesome like do I really need to milk the time-value of $150? no, but how neat that I can with interest it would be a bum deal, but e.g. @POTVlife pays for customers' @sezzleinc interest
      Show this thread
      4 replies 0 retweets 21 likes
      Show this thread
    2. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      2/ And a final argument against it: we are what we train ourselves to be There is a case to never borrow money to reenforce the strength of the Chesteron Fence / Schelling point. Create the image of being debt free as an investment for later!

      2 replies 0 retweets 10 likes
      Show this thread
    3. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      ⓘ Dogs don't have thumbs Retweeted  🎀 sonya supposedly  🤖

      3/ I disagree, surprisingly! well, not absolutely, but generally. That's retarded, Morlock, how can you disagree that "individual circumstances trump general advice?"https://twitter.com/sonyasupposedly/status/1168622994463195136 …

      ⓘ Dogs don't have thumbs added,

       🎀 sonya supposedly  🤖 @sonyasupposedly
      rule of thumb: heuristics should be discarded when modeling the specifics of your situation has better predictive power (almost always) heuristics are properly used as a guide for intuition, sort of a path-finding sense that indicates where to start hacking vines w/ your machete https://twitter.com/sonyasupposedly/status/1168622142650322944 …
      Show this thread
      1 reply 0 retweets 5 likes
      Show this thread
    4. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      4/ Well, OK, I don't absolutely disagree. I mean, I'm going to retain the right to make my own decisions overriding heuristics, at least much of the time BUT reason why is that we all have cognitive biases and are prone to exaggerate to ourselves how much we depart from norms

      1 reply 1 retweet 10 likes
      Show this thread
    5. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      5/ Every single heroin addict saw a general rule that said "heroin is bad, you'll get addicted" and thought "yeah, but that's the GENERAL case, man - I'm not like that". So when you're tempted to override general advice with your specific circumstances, realize that you're >>

      2 replies 1 retweet 10 likes
      Show this thread
    6. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      6/ already biasing every piece of data that you have hard to one direction. ...so I suppose my fully nuanced position is that you have to ride herd on yourself, expect irrational exuberance, and correct for it.

      1 reply 0 retweets 9 likes
      Show this thread
    7. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      ⓘ Dogs don't have thumbs Retweeted  🎀 sonya supposedly  🤖

      7/ Sonya, your brain lied to about the fact that brains lying to you is obvious! (Brains are the sneakiest mofos ever)https://twitter.com/sonyasupposedly/status/1168624740468060160 …

      ⓘ Dogs don't have thumbs added,

       🎀 sonya supposedly  🤖 @sonyasupposedly
      Replying to @MorlockP
      hmm, I think you're articulating a part of this that I thought was implicitly obvious, which is "don't assume that your brain won't lie to you" now that I type that out, it wasn't implicitly obvious, that's just a background assumption of mine
      1 reply 1 retweet 9 likes
      Show this thread
    8. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019

      ⓘ Dogs don't have thumbs Retweeted  🎀 sonya supposedly  🤖

      8/ My socialcon position is "people are bad at handling all sorts of things, and lucky us, we have ~6,000 yrs of evolved cultural norms based on thousands of scenarios and billions of lives, and to discard this for the computations of a lone 20yo is bad"https://twitter.com/sonyasupposedly/status/1168624967585386496 …

      ⓘ Dogs don't have thumbs added,

       🎀 sonya supposedly  🤖 @sonyasupposedly
      Replying to @MorlockP
      certainly arguable! I think it depends on the person if the general point here is "people in general are bad at handling debt" I fully agree :P
      1 reply 3 retweets 15 likes
      Show this thread
    9.  🎀 sonya supposedly  🤖‏ @sonyasupposedly 2 Sep 2019
      Replying to @MorlockP

      I think people kicking over Chesterton's Fence is just a natural thing that's gonna happen, like people beating each other up. The pace of fence-kicking seems to have accelerated since [insert famous Kaczynski line here] lol

      1 reply 0 retweets 2 likes
      ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019
      Replying to @sonyasupposedly

      concur! ...and people trying to kick over the fence-kickers is also a thing! I'm part of a proud tradition.

      1:47 PM - 2 Sep 2019
      • 4 Likes
      • Dedicating Ruckus Mark Corrigan, Esq. Christopher Smith 🎀 sonya supposedly 🤖
      1 reply 0 retweets 4 likes
        1. This Tweet is unavailable.
        2. ⓘ Dogs don't have thumbs‏ @MorlockP 2 Sep 2019
          Replying to @JRstract @sonyasupposedly

          Progs are often over confident re what danger X a norm Y protects against. "We have birth control now, so the old idea that casual sex is wrong is now obsolete!" Hello AIDS, broken families, abused children...

          0 replies 0 retweets 2 likes
        3. End of conversation
        1. Dedicating Ruckus‏ @ded_ruckus 5 Sep 2019
          Replying to @MorlockP @sonyasupposedly

          Old fences have newer folk who come around and kick 'em; and others kick the fence-kickers, and so on ad infinitum.

          0 replies 0 retweets 2 likes
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