Babylonian scribal students were trained already c. 2000 BC in the mathematics of compound interest. Their school exercises asked them to calculate how long it took a debt at interest of 1/60th per month to double. The answer is 60 months: five years. How long to quadruple? /1
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At large is the key term here. He's not saying it leaves entirely, simply that control is transferred to the creditor group.
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unless you're going to define "at large" to mean "everyone except subtract out party Q", this seems ridiculous If there are 1,000 people, they eat 1,000 people's worth of food, wear 1,000 people's worth of leather, etc. Moving a cow from A to Q (both in that 1,000) changes nada
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