I defaulted on several student loans partially because I lost track of them and partially because living alone in Manhattan is expensive. At times, I bought things like fancy drinks and health insurance for my dogs rather than dealing with the loans.
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bundle it, sell it to a collection agency for pennies on the dollar they collect what they can, even if it's severely reduced, they often better than break even
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I know the theory, but I was asking Pamela specifically what happened to her
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