That's going to depend on the policy. Most insurance policies will require that damaged (not totally destroyed) buildings be repaired up to code in order to get a complete payout.
-
-
-
Glad you're not in the insurance business.
End of conversation
New conversation -
-
-
This Tweet is unavailable.
-
What's to critique? As
@MorlockP said, there's no obligation to spend the insurance money on repairing/replacing what was insured.
End of conversation
-
-
-
Had a car totaled by hail. Mechanically everything was fine - just body damage. I stuck that $3K in my pocket and drove around looking like a giant golf ball.
-
Yup. Coworker backed into my car and broke a fog light. I pocketed the check and fixed the part with epoxy.
End of conversation
New conversation -
-
-
Insurance companies are well-known for giving out big checks without having adjusters look at and assess damages.

-
Right, my first thought exactly. I don't even particularly like the guy, but this is on the insurance company, not him. We once got in a bad wreck and got a check for the full value of the car.... even though there were significant problems with the suspension & engine. Crazy!
End of conversation
New conversation -
Loading seems to be taking a while.
Twitter may be over capacity or experiencing a momentary hiccup. Try again or visit Twitter Status for more information.