21/ (I'm sure I got that phrase wrong, and instead of spending 5 minutes googling to get it right, I'm just going to let it sit out there and get corrected. I'm not lazy - I'm crowd sourcing!)
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22/ but the point is, you need a lifetime of food and housing , and if you have
$X million in the bank throwing off interest, that would cover it. ...so you're really born with a$X million debt, and you're working frantically to pay the interest (i.e. house and feed yourself)2 replies 2 retweets 16 likesShow this thread -
23/ and also, ideally, to pay down the principle (i.e. amass that much in resources so that, going forward, the principle starts covering your monthly housing and food bills).
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24/ So, anyway, in that sense, I've gotten out of one form of debt (explicit student loans / mortgage / etc), but I've only BARELY begun to chip down the other one. REEEEEEEE I hope to get it done by age ~65.
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25/ ...but, damn, it's a cruel irony that we get our stuff squared squared away right around the time we croak. I'd bet 100:1 against any really excellent life extension during my lifetime (used to be an optimist, but bayesian updates...), which is too bad.
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26/ Also, we all scale our behavior to our environment. If we got old and decrepit at 25 and died at 30, we'd start work at 12... (Conversely, if we knew we'd live to 300, I'd still be farting around with long shot startups, etc.) https://twitter.com/LibertyFarmNH/status/1102237197258944514 …
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27/ Crowdsourcing works! https://twitter.com/xctlot/status/1102237455795802113 …
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28/ No. I will never trust a government regulator to make decisions for a person when I can trust that person instead. He might make bad ones ...but the government is GUARANTEED to. https://twitter.com/BrandtJalowy/status/1102260439268950018 …
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ⓘ Dogs don't have thumbs Retweeted fairtaxman/fairtaxwoman
29/ Also, Dave Ramsey is good. He really only has 2 or 3 points, so after you've watched a half dozen of his videos, you've watched them all...but if you haven't yet, and have questions about debt, watch a few, maybe buy a book (I'm sure he sells some).https://twitter.com/fairtaxman/status/1102316841119166465 …
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