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3. Patients with health insurance have little reason to turn down unnecessary procedures and tests because they don't foot the bill 4. Hospitals thusly are incentivized to offer unnecessary tests and procedures to pad their bottom line
5. The ensuing fight over these bills leads to increased administration on both the health insurance and health provider's side 6. Pharma companies, without the uniquely profitable u.s. market, would have less incentive to develop new drugs and treatments.
pay-for-service, a lot of defensive/CYA medicine (ie tests), families keep corpses alive bc it costs them nothing (in some cases, they get to live in the house and collect the SS checks); premature fetus care even in unlikely cases; high prevalence of chronic conditions
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