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I dont think a pandemic in 2020 was forseeable. But it should be common sense that there's *always* a risk of a significant, low probability, adverse event around the corner. If you manage your business, live and/or investments with that in mind, you should have been ready.
That it would happen in 2020 was not foreseeable. That it would happen was.
100% agree. Its basic tenet of my risk risk management. Coarse risk management systems can be better than complex risk management systems that try to fine tune the issue. It sounds stupid, but nothing better than holding cash to protect against risk that something bad can happen.
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