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2013 survey of 60,000 people determined that the average student loan recipient would need 21.1 years to pay down their debt. - Outsourcing has never been easier. - Automation has never been more powerful. - Labors share of national income is at a historical low
- College has never been more expensive - Student loan debt is hard to discharge in bankruptcy - High paying jobs do not require college degrees and non-traditional education programs like trade and code schools exist for them
Basically, if you go to college today you better be rich, because otherwise you’re making a terrible decision.
When I was 18 I didn’t want to go to college. I was an idiot and didn’t reach this decision through reasoning. It just didn’t feel like a good move for me. Unbeknownst to me, we didn’t have the money and I and my parents were loading me up with student loan debt.
I got lucky and my parents were able to sell their company and pay it down. Besides social education and fun, the people only two things I got out of it were an understanding of mathematical and a math prof telling me to learn to program which I did by myself in a bookstore.
Other than that, it was pretty much a waste of 4 years and a lot of money. So for those contemplating it... You better think long and hard about whether you want to be a slave to those 4 years of drinking, partying, and cramming then forgetting crap that is mostly useless.
Except when you really need the training (e.g. medicine) look at supply vs demand. High demand jobs will pay a lot and cant require this and that degrees. Low demand high supply jobs can require both a lot of degrees and pay less. The relationship is inverse (few exceptions).
I bet I could become a serviceable doctor and even a surgeon with 6 months of apprenticeship. I like your second paragraph a lot. Sounds like the government should get the fuck out of the student loan business then. Would fix the problem.
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