This could be 100x better and could become a real point of strength for the bank.
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Replying to @Molson_Hart
I’ll definitely talk to you about it soon. This is what I’m focused on initially. The contacts in Zelle, but plan is to build a scalable backend that can serve a lot of different purposes across the bank including bill pay next.pic.twitter.com/Py4UAwHHKs
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Replying to @davidgshort
I see so many opportunities here: 1. it's a network effect 2. it's a way to do sales outreach "your customer/vendor is using capital one bank and ...." 3. the system is so bad that there are low-hanging fruit improvements like a google-esque auto-complete Could keep going...
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Replying to @Molson_Hart
Yeah, I’m definitely excited about it, ha do go on!
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Replying to @davidgshort
As far as employee roles go, product manager ain't bad. You get to do cool stuff that can have a HUGE effect on the company for which you work and you don't have to deal with the headaches of being an entrepreneur haha. Less personal upside tho!
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Replying to @Molson_Hart
Definitely the best job I’ve ever had. At startups you can get equity and have some more skin in the game, but founding is definitely the long term goal. I do get a 15% discount on the stock via the Employee Stock Purchase Program
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Replying to @davidgshort
If founding is really the long term goal you better get to grinding! I saw you like my post where I made that short list. No excuses!
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Replying to @Molson_Hart
Yup, nothing stopping me but me. I write down ideas all the time, and definitely haven’t had one that would meet Thiel’s 7 Questions, but should still just work on something.
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Replying to @davidgshort
That's a great attitude to have. Fwiw, I'm not the founder of paypal or uber or whatever, but here is how my businesses scored when I first founded them:
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Replying to @Molson_Hart @davidgshort
OG Viahart: 1. No. 2. Yes. 3. Yes 4. No 5. No 6. No. 7. Yes 1st successful product: 1. Yes 2. Yes 3. Yes. 4. Yes 5. No. 6. Maybe 7. Yes Pivot to ecom: 1. Yes 2. Yes 3. Yes 4. Yes 5. Yes 6. No. 7. Yes Edison: 1. Yes 2. Yes 3. Yes 4. Yes 5. No 6. Maybe 7. Yes
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You can turn the no's to yes's - you just need to work at it a little bit. I have a weird sense or feeling when "I know something is there" and I'll just keep thinking about it on and on until I figure out just the right way to make it work.
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