If you're lucky enough to have over $250k in any bank, you may want to think about shifting the portion over $250k to others to take (theoretical) advantage of the government's FDIC guarantee.
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Replying to @zeplin111010
The amount of money you keep in cash ought to be dependent on your expenses, obligations, and the extent to which you think non-cash assets are likely to perform poorly relative to cash in the short-term.
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