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I love when a comment proves my point exactly. Look up Dunning Krueger effect
You're wrong. You basically cannot run a successful company without having a familiarity with "shady financial schemes" because company compliance and employee theft is a problem. You're the one who doesn't get it. You look up dunning-kruger effect.
You look up Enron and WeWork.
I would not call Enron, WeWork, or Madoff successful and anyone with common sense knows that those are exceptions, not the rule.
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