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Yep it's also the same incentive for smb owner to have a corporate Amex and to use the points for personal benefits
I wouldn't equate them. The small business owner may just be avoiding taxes, whereas the employee is not doing their job by overordering and spending more than is necessary so that they can get personal benefits. Different.
A quel ville etes-vous aux etats-unis?
Je vis à Boston :) bravo pour le français !
I think they are only "anticipating" a little too much, I dont think the incentive is enough to have them order a substantial amount just to receive a cooler. They most of the time make way much with cashback or http://hotels.com rewards.
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