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Sounds very inconvenient. Especially when trade costs are near $0.
Fwiw, instead of using FDIC savings accounts I used http://Treasurydirect.gov and I think it was a big improvement.
Well I’m sure you get a better interest rate, but what’s the liquidity like?
Yes, you're right, slightly better. Off the top of my head 0.25% on 3 month rolling t-bills. In normal times, liquidity is worse. In periods of distress, wayyyyyy better.
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