Would the US be well served by a law that prevents people from taking on credit card debt before the age of 25?
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18-25 are dumb with credit card debt
government intervention to cut off a market 
Agreed. How do you feel about debtor's prison (like actual prison, not a metaphorical one)?
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I think bankruptcy and the consequential destruction of access to credit feels reasonable, and more likely to encourage small businesses, etc. to expand without the fear of prison time if it was a bad decision.
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Complicated topic, but I think I agree.
End of conversation
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