Would the US be well served by a law that prevents people from taking on credit card debt before the age of 25?
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Is it? Kevin Smith made Clerks off credit card debt. Airbnb guys talk about how they had a baseball card binder full of credit cards to keep the business running. If they can’t get credit cards do they take out payday loans instead?
My suggestion probably sucks, but for most people, it's probably not a good idea to be using a credit card to make a movie or do a startup based people sleeping in strangers' homes.
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Fwiw, my thought was based on a conversation I had with someone wherein he described that he DESTROYED his credit when he was 18-19.
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Gov actually has intervened to ban advertising credit cards on college campuses
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