My buddy keeps this taped to his office wall.pic.twitter.com/dHuM5hKISc
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Yeah... maybe the liars and the idiots offset each other.
Given that it's a profitable business (and...probably one that is decently black swan proof, as opposed to insuring floods in Houston or something), the idiots (and the rational...there are some good reason for life insurance0 probably offset the liars
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The only situations when it would not be Black Swan proof are pandemics/major war or something which fundamentally threatens rule of law itself. Othwerise you can do the math.
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Yeah, it seems like, as a life insurance company, it would help to have policies scattered across the united states as these things are mostly not pandemic, but local.
End of conversation
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