Looks like this country may drift towards universal healthcare. The idea that regular smokers would be able to partake is incomprehensible to me. I wouldnt give smokers free healthcare at $30/pack in sin taxes - just too costly to treat lung cancer.
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You can always claim second hand smoking. Plus then the test has extra costs. I mean currently the insurance company ask you whether you're a smoker or not when they give you a plan. I assume if you tick smoker the plan is more expensive? I could be wrong though.
I don't know. I'm not sure people who regularly expose themselves to second hand smoke in the USA ought to be insurable either.
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It all depends on the circumstances right? What if you were exposed before the ban on restaurants etc. I kind of agree with the sentiment that its freeriding but in practice it could be the cheapest to just drop the complexity.
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WebMD: Hair testing is a reliable way to figure out long-term use of tobacco products and can be very accurate for as long as 1 to 3 months after you stop using tobacco.
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