Unpopular: the Zcash vs Monero debate is primarily one of tech vs community. ZEC aims for more ambitious privacy guarantees with a longer horizon and more structured leadership, while XMR seeks ok guarantees now, but no compromising on distributed governance and fairness.
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I think even today, the mechanisms for achieving fungibility are well within the bounds of being computationally affordable, especially when considering the value they're providing. Bulletproofs bring us within striking distance of a compelling user experience on mobile devices.
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