I worked for banks before I retired, most overdraft fees are caused by the consumer who is not paying close attention to their accounts, forgetting monthly charges fro Netflix, Hulu etc
Economic stress rang loud and clear on my NY27 campaign trail. This year banks will make 34 billion dollars on overdraft fees. Taking money from people who don’t have any! We must do better! Policies must be put in place to protect regular people.
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This is true. However, the cost are burdensome on seniors with restricted income, poor college students and families with few resources. People said they went ahead and paid their car note even when their acct. was empty because they had to get to work.
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