If you went to cash in your IRA etc in January.
You won't get in at the lows in October because most likely there will be capitulation day followed by a big reversal higher and you will have to pay more for the NAV closing price when you jump back in.
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I’m assuming when you say go to cash in your IRA you mean don’t contribute to it until we’ve reversed off the lows? Or do you mean take everything out?
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