You Retirement fund/ IRA/401K.
Doesn't want you to learn how to trade/time the market.
They want to discourage you with lies because they know you'd do better than them the Harvard fools who make million from you paying them to do worse than you would do.
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Can't believe they sell people $200k+ institutional educations just to follow simple moving averages. It's SAD.
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Been following you and market movements to lock in 95% of the Covid Gains with my 401s by moving to cash on 4/20/22.