Let me give you an example for the average person to understand I used to say when people would tell me they had no money.
All you need to do is take a ZERO % balance transfer.
Pay the 3% fee. and put it in $AAPL or the S&P and make 10 times that. That's how easy it was.
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If someone takes money with a 3% transfer fee , it is no longer at ZERO %
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