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What ever your cash balance is on you account is what you can use. It's a debit card. Another good part is you never have to pay those $3.00 fee's for taking out cash. Ameritrade picks those up.
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Replying to @MasterBJones and @traderbjones
I was wondering about this thx! So i can withdraw funds with it from an ATM as well rather than having to transfer to my bank im assuming?