The average guy with a $200,000. 401K.
Should of made 2 market timing moves.
Out of stocks when the Virus hit in January into Money Market.
Back into stocks when the Government stole the 10 Trillion + for the FED to Pump in March.
And should have over $300,000+ now.
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Im in 95% equities, doubling money in 403B retirement. Small caps now, another story
When the market crashed went 90% equities in my 403b immediately. It’s has bounced back Very nicely.