it’s lit.
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i use it all the time lol
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I get how it’s an option for some people but personally I don’t use it because I’ll forget about the future payments and try to be mad lol
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i’ll def forget and check my statement like what’s this charge!!!
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My sister in law swears by it.
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I like it. No complaints. They’ll email you a reminder before the scheduled payment.
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i honestly think it’s a way for brands to screw people over
because if it comes time to pay and you can’t and/or you’re just not great with $, then you’re destroying your credit for literally nothing -
oh wow that’s crazy so if a payment is missed they ding credit?
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I haven’t really looked into it but it gives me predatory payday loan vibes
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