Louise Ankers

I have cashback on my grocery card (that's obv not a credit card but anyway), so that seems still legal

Amex make a LOT of money and do a lot of business via rewards. (Avios, swoon) and I think operate at the margin - this will be important

I think only like the 10 most international hotels accept Amex here

dissertation on credit and it's bad redistributive (the wrong way) aspects

credit as in loans in general? or credit cards?

Could potentially be my dissertation. Can send you the link to first research (credit cards are like fluid dynamics) if you like

sure

adding @drlangtry_girl OK here's the initial paper. await your comments. Don't start third year till Oct (2017). https://faculty.fuqua.duke.edu/~jsoll/Soll,Keeney,Larrick%202011.pdf …