We're on the same page about trying to explain the logic. I'm just not sure if I'm convinced by this take.
It's simpler: projected risk aversion (I don't dare, so others shouldn't either)
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Lets say there is a (youngish) man and a woman, and one of them dies. I feel worse about the woman dying. I wonder how women feel.
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If they feel worse about the women too, my hypothesis about the reason behind it is wrong.
End of conversation
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