More like European map of average wages.
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You need to adjust it to median wage or something, though.
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Costas gnáthearraí seachas rud ar bith eile, shamhlóinn.
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Cost of living
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Could also be based on what the banks consider a decent risk, which would depend on things like shopper patterns. Many small purchases over a day may lead to a different limit being set than if you do fewer larger purchases. Then there's cost of living, etc.
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