Crippling debt ‘linked to depression’ - was any impact assessment done on this when introducing Universal Credit? I am sure not .... https://www.bbc.co.uk/news/business-47693725 …
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Probably not. The impulse behind the ‘regime’ strikes me as largely punitive but I’m no expert having had no contact with it myself.
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I’ve haven’t but have spoken to those on the receiving end - as you say it’s focus appears to be punishment. Sadly it could have improved our benefits system massively - but as usual penny pinching and a punishment ethos stopped it
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