Kamala HarrisVerified account

Rates are based on income and credit scores. Your race batting is irresponsible. By the way, have you removed the locks on your doors? There are a lot of people arriving to U.S. that need a home.

How could a computer algorithm possibly tell a person's race or nationality unless the applicant disclosed it? Wouldn't it be far more accurate to say that lower income applicants and those with higher debt to income ratios pay more?

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Please hold Silicon Valley and others accountable for the biases our algorithms perpetuate or amplify, but PLEASE don't say algorithms are biased or discriminatory. As a legislator from CA, it will be great if you could lead the nation in developing a nuanced view here.

Why do you disagree with the idea that algorithms are biased? If a learning algorithm outputs a predictor that exhibits bias, then the predictor could reasonably be considered a "biased algorithm"

I agree that this algorithms disclosure language is misbegotten and was not subject to prior public debate--but the language would hopefully not preclude a government agency from demanding algorithmic transparency for a legitimate investigation--e.g., for CFPB/FTC re a credit app

Every algorithm has a group of humans who designed it. It's their own prejudices that they've encoded. Programming is not at all diverse. This is why representation matters so much in #STEM.