John Ralfe

@JohnRalfe1

"A more independent pension expert"- Private Eye 2015 JohnRalfe@JohnRalfe.com 0115-9821911 07779 574193

Vrijeme pridruživanja: srpanj 2013.
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  1. Prikvačeni tweet
    9. sij

    See my latest opinion piece - "Britain’s railway mess will not be sorted until pensions are reformed" via

    6 replies 7 proslijeđenih tweetova 9 korisnika označava da im se sviđa
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  2. proslijedio/la je Tweet
    prije 9 sati

    For an article I'm writing, I'm looking to interview a young person who drinks very little or not at all. If you're willing to speak on the phone, please contact me on Twitter or at Simon.Kuper@ft.com. Thanks in advance

    10 replies 13 proslijeđenih tweetova 12 korisnika označava da im se sviđa
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  3. prije 13 sati

    Pretending this is anything more or less than an industrial dispute is dishonest.

    1/ Hi . You commented on 's initial plans for the 2020 valuation on 4th December:
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  4. proslijedio/la je Tweet
    prije 14 sati

    BREAKING NEWS: UCU members at 74 universities to take 14 days of strikes in February and March. Union says it will also ballot for a fresh mandate to continue the action if disputes on and cannot be resolved. Full details here -

    28 replies 982 proslijeđena tweeta 1.018 korisnika označava da im se sviđa
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  5. prije 18 sati

    Look what I got today from SJP. But unless it is THE Roy Wood, then forget it.

    1 reply 4 korisnika označavaju da im se sviđa
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  6. 2. velj

    Spot-on. Still waiting ?

    . on investing
    1 reply 1 proslijeđeni tweet 7 korisnika označava da im se sviđa
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  7. 1. velj

    1 reply
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  8. 1. velj

    The idea that US public sector pensions can be "saved" by merging schemes & more "sophisticated" investment is silly. via

    2 proslijeđena tweeta 13 korisnika označava da im se sviđa
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  9. proslijedio/la je Tweet
    1. velj

    Interviewed Chris Atkins, the BAFTA-nominated documentary filmmaker who found himself slap-bang in the middle of Britain’s prison crisis after being convicted of fraud.

    5 proslijeđenih tweetova 33 korisnika označavaju da im se sviđa
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  10. 1. velj

    What solution do you want?

    The way 1950s born women have been treated is shameful. Almost 4 million women face injustice as a result of pension changes. I have signed EDM #81 in support. Why won’t this government end the injustice?
    6 replies 5 korisnika označava da im se sviđa
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  11. 1. velj

    Agreed

    Given both likely market conditions & anticipated & resistance, I think it will be a significant challenge to secure a March 2020 valuation result no worse than the status quo of c. 30% overall contributions w no contingent support. 15/15
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  12. 31. sij

    So much for quality control at

    Today, I deliver the first lecture of my new module Financial Economics of Pensions. I'm excited because this module motivates students' learning based on a real case - USS - so that students understand why its valuation methodology is 'no-longer-fit-for-purpose'.
    5 korisnika označava da im se sviđa
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  13. 31. sij

    Then why don't any offer long term guaranteed returns of bonds plus?

    A graph that compliance people (and most adviser) don't want to understand
    Another graph that compliance people (and most adviser) don't want to understand
    In a nutshell: in any meaningful sense, over any meaningful period, bonds are high-risk and equities are not. Everything else is noise. NOT ADVICE.
    2 korisnika označavaju da im se sviđa
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  14. proslijedio/la je Tweet
    31. sij

    “I am not able to arrange any divestment at short notice. But I can arrange for the gas central heating in college to be switched off,” St John’s College principal bursar Adrew Parker tells students demanding divestment from oil companies.

    157 replies 1.168 proslijeđenih tweetova 3.635 korisnika označava da im se sviđa
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  15. 30. sij

    Letter from my friend Bernsrd Casey. And the ad he complains about is on the front page, again "Show the super-rich how to change their lifestyles - via

    2 korisnika označavaju da im se sviđa
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  16. 30. sij

    See my letter for letter.

    1 proslijeđeni tweet
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  17. 30. sij

    This is dishonest waffle- Royal Mail is a con which takes money from younger members to give to older members.

    In Professional Pensions, First Actuarial’s Hilary Salt argues that the proposed CDC are a great fit with post-election thinking. We’ve worked closely with the CWU and Royal Mail on the introduction of CDC. Read more:
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  18. proslijedio/la je Tweet
    30. sij

    How many old Etonians can you fit on a bailed-out Flybe turboprop? Of course, they all deny there’s a connection...

    7 proslijeđenih tweetova 6 korisnika označava da im se sviđa
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  19. 30. sij

    Then use "Scheme Pays", mate. Exactly what it is there for.

    Would any doctors join me in presenting a case to & to urgently address the unfair for 2018/19? My tax bill is far greater than my earnings: I’m being *fined* for providing NHS service, all because I won a clinical excellence award
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  20. 29. sij

    What solution do you want?

    Proud to have signed EDM81 in support of the 1950s WASPI women. Almost 4 million women have been impacted, and rather than let this carry on, the government needs to offer a just solution.
    1 korisnik označava da mu se sviđa
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  21. 29. sij

    See my pinned Tweet for a discussion of the mess

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