I brag on Dave all the time. Seriously he does need to be recognized. He is tough. Cuts to the chase. No bs. Those that accept his help later call up and are overwhelmed with joy of being out of debt. Our economy sadly is driven by credit expansion.
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Yep - he changed our lives. We have no debt and a full funded emergency fund + our house fund. Because of his plan, we learned how to live on a budget so that even with the loss of my husband’s job, we can make it okay on mine without even having to touch the emergency fund.
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I agree, Jack. Do you own your possessions or do they own you? Dave Ramsey's program sets you on a path to TRUE freedom.
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Endorse completely.
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Once the Feds bypassed State Constitutional usury laws by allowing credit card issuers to charge more than 15% interest, the game was over.
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this seems crazy at first but its really not
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My husband and I did what he said and all I can say now is thank God. Thank God! Ramsey has helped so many people. He is a national treasure.
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