Thank you
And as far as raising my credit score?
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Realize you don't need it as much as they want you to thinkhttps://www.daveramsey.com/blog/what-is-a-fico-score …
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Low salary: Buy only needs, save all you can, be patient, learn more than one skill
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Two options: Decrease spending or increase income. You’re in control of both options.
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Dave Ramsey seems to give good advice watch him. The wife and I never watched him, but we ditched buying on credit cards after are first year of marriage that was 1982 . You can always live below your means. My wife saved 100k over 15 years by just brown bagging it for example.
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Credit cards are best left to those of us who run businesses, make large purchases, and have variable revenue streams that can ACTUALLY leverage the interest-free promo periods.
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Give up writing checks as well. Banks try to rearrange processing to charge overdraft fees.
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Careful carrying it all on you though.
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