Very easy to do. Pay your bills on time people!
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815/823; me/her; cars, house, large items on differed interest. Not that hard to be physically responsible.
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But how do you stay at hotels and travel? Debit cards don't have fraud protection, your card could be stolen and your entire account emptied. Credit cards are safer.
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I remember those days...no seriously...

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Paragon of virtue, Tina Fey, encourages credit card use.pic.twitter.com/cIkmaWGCZt
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“Credit”, truth in advertising, should be renamed ‘debt leverage’, lower the score, shorter the handle. Bad all the way around.
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Credit is highly overrated.
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The system is dumb. I am retired, had a business....no cc, no loans, no mortgages. I wanted to get a small mortgage so that I could keep an investment ...was turned down so I paid cash instead
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