Anytime we use any kind of plastic and you’re not using cold, hard cash with Uncle Benjamin looking up at you, you have a tendency to spend more - Dave Ramsey
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'Cashback' and 'points' rewards encourage overspending and splurging because they trigger the reward centers of the brain This is the same as saying you saved money because you purchased something on sale No, you spent money that you may not otherwise have spent
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I feel absolutely no difference between paying with cash and paying with a card. The money all comes from the same place.
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Number of credit cards: 0 Number of debit cards: 2 Current amount of debt.
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May be someone can put the picture of dollars bills on the plastic to remind them.
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FPU straight up changed my life.
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Cash is king.
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Was probably true in the last century
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What of Debit cards? They are plastic and merely an alternative to cash. using mine doesn't cause pain in my brain, quite the opposite: I'm pleased life is easier now.
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