Churn credit cards like I do and travel for free 
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Pay day loans are CRAZY
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Big yup.
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If you like subprime credit card usury, you'll love payday advance loans. Hint: disguising interest as a flat fee.
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We've been off credit cards for 5 years. We home school We love Trump We are bold about our conservative Christianity We are definitely outsiders. Each of these will get your grief from what "everyone else is doing."
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Oh and we don't drink. So yeah we have a limited social life too. Lol Oh well! Happily married with 3 kids and a bunch of pets. Loving it. :)
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Devil's advocate here... Usury of the willing?
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the problem isn't necessarily that subprime credit lending practices are usury (Which they are and laws are broken), a key problem is that we don't let the market participants loose their money.
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My young brain never understood why someone would "lend" me money A: I'll never have & B: if I didn't have wouldn't spend it just cuz I can pay it later. I never got one or spent beyond my means, until 2008 took a shit on my life & took my job I never had an issue managing money.
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And 25% on "prime" is not???!
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