I have never had a credit card and don't plan on getting one ever. No debt-slavery for me, thankshttps://twitter.com/DavidAnalyst/status/1181943029902581760 …
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That's understandable. I pay my debt each month. Never more than a couple hundred on it if a balance carries over and that's minimal interest. I do get a lot of points for flights because of the thousands I spend on the card each month. It can pay you back.
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I make money every month. It’s money I would spend anyway....groceries get me a discount on gas in addition to cash back rewards. I have the highest FICO score as a result.
End of conversation
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