Usury is evil and personal debt is probably the biggest problem in America, but financially responsible people can use credit cards for huge personal gain. I earn 2% back on everything I buy, pay my balance off right away, and raised my credit score to 800 so I could buy a home.
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I have 1 and it's for emergencies only.
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Try this save up at least three months pay for emergencies. Save a little at a time if need be. You can get there. There is your emergency $$$.
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The shit part is they won't allow you to open accounts with certain companies unless you have a Visa/MasterCard/Amex debit card, and I don't want those parasites anywhere near it. So now I can't use toll roads.
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That is such an over-generalized ridiculous statement.
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True. I was just looking at my credit card bill (which is on autopay in full every month) and it’s at 21%. Savings account is at 2.
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"What is this 'compounding interest'?"
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