I understand what you’re saying but a refund by definition is a reimbursement of your own money 
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Ahh NO. I do taxes as a hobby & try to get friends to adjust W-4s so they break even, instead of giving the gov't an interest free loan. That didn't work for 2018. Anyone who did that found out they owed thousands. Besides- lots of ppl love the refunds.
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What’s a tax refund?
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No refund this year. First time for that.
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But I thought we were getting a tax break
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Been doing taxes almost 40yrs. Did a lot of W-4s, & always nailed it. It wasn't well publicized that people better change their W-4s. Those that opted for 0 -1 exemptions made out OK, those that claimed more exemptions to prevent large refunds got screwed. Total sham/ scam!
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Thanks for the calculator.
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