there is a lot of truth to this. it costs the banks more to process a debit card transaction compared to a credit card. They offer rewards to save them money on those fees, and make you think you're getting over on them, when they're changing your habits to benefit them.
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5% cash back is not a reward. It's an insult.
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I love the rewards. It’s free money if you can manage your money and have any personal financial responsibility whatsoever.
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