This is a principle one can also use while using a credit card.
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But
you won’t get free vacations!!!!!!!!! And we can all use a free vacation! 



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At almost 34, I'm finally getting my first credit card lol. Ooops?
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You can live your life as you normally would by paying off the balance every month, also. (But I agree, credit cards are basically evil and lure people into servitude if you don’t have discipline.)
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Agree, if you use a DEBIT card. A card is needed for booking travel and buying things online.
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I have no credit cards and don't want any.
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Some one just put a "rob me sign" on your back
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