"by age 40 you should have savings equal to three times your annual salary" Jesus Christ this is ruinous for people who wasted away for years in grad school before taking a tech job in their early 30s
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It’s not that bad for anyone with an upper middle class income. A few years of good salary will catch you up so long as you’re lifestyle doesn’t try to keep pace with your salary And st a certain point, seeing net worth rise provides as much pleasure as consumption, which helps
