I want to open my own “bank”. Like a peer to peer lending service of small sums. If I lend someone £100 they pay me back £110 a month later.
But lending people money is so risky. I’d have to have @HenchAsPossible as my bailiff.
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Looool it’s very complicated tbh and if I was to do it I’d do it by the book so I could take people to court if needs be. I’ll look into it properly and holla you

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Ready when you are.
End of conversation
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Let’s discuss rates and we can get to working. Although, such practices are regulated by the financial conduct authority so it wouldn’t be a loan as we don’t break laws. We’d just be agreeing to help friends out temporarily. 