The only 'tech' improvements you're getting are smartphone apps and soylent shakes. There is no innovation at scale anymore.
Fiat derives value from government force, and inflation or deflation is a political decision. Looking it up, I see:pic.twitter.com/2593y6fFkS
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We know the government can get rid of the debt through printing, but the cost is inflation. I wouldn't say the debt isn't real, just that
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unlimited creation or destruction of fiat currency is within the government's power. (not that the results will be desirable)
End of conversation
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We cheapskate consumers get what we pay for when we pimp ourselves to commercial media.