The whole concept of health insurance is flawed. Contract to pay $x when I die? Easy. Contract to pay auto accident damages? Not too hard.
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Saying "we need to punish defectors more" in this case doesn't work that well because even finding and punishing defection has high costs
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Example: doctor decides to perform procedure of questionable value that he wouldn't perform on himself (but it works sometimes)
End of conversation
New conversation -
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FDR froze wages(inflation) but not freeze benefits - so employers gave health ins. as stealth raises - unintended
@ChateauEmissary@HbdNrxThanks. Twitter will use this to make your timeline better. UndoUndo
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