I spent $12k out of pocket in 2016 on medical expenses and nobody in my family was seriously ill or injured.https://twitter.com/aodespair/status/839112872806449152 …
Problem is that costs are driven by major care events and chronic diseases, least amenable to free market forces.
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if car insurance worked like modern health insurance, oil change costs would go through the roof
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I work in insurance. What does car insurance have to do with oil changes?
End of conversation
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in a free market system, you would still have insurance. But health insurance would be closer to car insurance
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