This is an excellent question. If you knowiningly build your home in a flood zone, it should be your responsibility to get insurance for it, not the governmentshttps://twitter.com/MeetThePress/status/1079382622864900097 …
A “known flood area”? One outlier flood means nothing can ever be built there ever again? It’s easy to say “don’t build there” if there’s a flood every 10 years. But if your family home has never flooded in 3 generations, the calculus has to be different.
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Obviously, but that is not how the federal flood insurance program works
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