To me, this is the telling sentence. Private Health Insurance is just not relevant to young people who have Medicarepic.twitter.com/ko6biqx2cU
Epidemiologist. Writer (Guardian, Observer etc). "Well known research trouble-maker". PhDing at @UoW Host of @senscipod Email gidmk.healthnerd@gmail.com he/him
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To me, this is the telling sentence. Private Health Insurance is just not relevant to young people who have Medicarepic.twitter.com/ko6biqx2cU
Even the extras that NIB likes to talk about are rarely actually worth it. The only reason to have PHI for a young person is the tax break
And what that means is that the government is spending almost 10 billion dollars a year subsidizing a useless industry
If PHI needs government support to stay relevant, they are not providing a worthwhile service
This is the big point. PHIs just want to gouge young people for money they don't need to spend to make extra profitspic.twitter.com/VF7rkYYhWl
Health Nerd Retweeted Health Nerd
We have universal health insurance. There really is no need to take out PHI as a young person in Australiahttps://twitter.com/GidMK/status/895857408026656773 …
Health Nerd added,
For acute serious illness you are fine. If you need a semi-elective procedure you will wait and be cancelled many times. So don't agree
This is true, but the cost of insurance is much higher than the average amount a young person would pay if they just did that out of pocket
You can go privately without insurance it's just very expensive. But my partner and I have now paid 10k+ without once going to hospital
Its insurance, so you hope not to use. Can spend 10's of thousands when actually have unexpected illness, most don't have that lying around
That's again true, but in general the cost of hospitalization is lower than the cost of insurance for young people
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