Private health insurance is a rort. Don't have it. Never needed it. Three kids, births, cancer etc all no charge https://www.theguardian.com/commentisfree/2016/nov/17/my-patient-had-private-health-insurance-for-peace-of-mind-then-he-got-cancer …
One example; public hospitals pay for the most cost-effective implantables. Private patients get more specialized options.
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Not that private insurance as it stands is great, particularly extras cover, but I'd say more complicated than a rort.
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If you save the money you would have spent on private (as I do) you can easily upgrade where you need and have money left over.
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I'm not sure that's true, many of these implants cost more than I will pay in the next 30-odd years of insurance.
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'specialised' is not always better. Just different.
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